Commercial Auto Insurance That Goes the Extra Mile
Whether you’re running a small delivery service, managing a fleet of vehicles, or operating a single company car, commercial auto insurance is essential to protecting your business. At Mr. Insurance, we offer comprehensive coverage options tailored to meet the unique needs of businesses that rely on vehicles to operate. With our policies, you can drive with confidence, knowing that your business is fully protected against the unexpected.
Liability Coverage
Liability coverage protects your business from financial losses if your vehicle is involved in an accident that causes injury or property damage. It includes both bodily injury and property damage liability, ensuring that medical costs, legal fees, and repair expenses are covered, keeping your business safe from potential lawsuits.
Physical Damage
Physical damage coverage ensures your vehicles are protected against unexpected incidents. This coverage includes collision, which pays for damage from accidents, and comprehensive, which covers non-collision events like theft, vandalism, or natural disasters, safeguarding your business assets on the road.
Uninsured/ Underinsured
Uninsured/Underinsured Motorist coverage protects you if your vehicle is involved in an accident with a driver who lacks adequate insurance. It covers the costs of injuries and damages that the other driver cannot, providing essential financial security when the unexpected happens.
Your Business Success, Insured
Commercial vehicles face unique risks on the road that aren’t covered by standard personal auto insurance. From transporting goods to making service calls, your vehicles are a critical part of your operations. Commercial auto insurance is specifically designed to cover these business-related risks, including liability for accidents, physical damage to your vehicles, and protection for your employees and cargo.
Without proper coverage, a single accident could result in significant financial losses, impacting not just your vehicles but your entire business. At Mr. Insurance, we understand the importance of having the right coverage and work with you to find policies that provide comprehensive protection at competitive rates.
Frequently Asked Questions
Common Questions About Commercial Auto Insurance
What types of vehicles are covered under commercial auto insurance?
Our commercial auto insurance policies cover a wide range of vehicles used for business purposes, including cars, trucks, vans, trailers, and more. Whether these vehicles transport goods, perform services, or carry employees, we ensure they're fully protected under our comprehensive plans.
How does commercial auto insurance differ from personal auto insurance?
Commercial auto insurance is specifically designed to address the complex needs and higher risk exposures of businesses. It typically offers higher coverage limits, can cover multiple vehicles and drivers, and protects against liabilities and damages related to the business use of a vehicle, which goes beyond the scope of personal auto insurance.
Is commercial auto insurance mandatory?
Yes, in most jurisdictions, carrying a minimum amount of commercial auto insurance is a legal requirement for businesses using vehicles in their operations. The specific requirements can vary by state, so it's important to understand the laws applicable to your location to ensure compliance.
Can I customize my policy based on my business needs?
Absolutely! We pride ourselves on providing flexible coverage options tailored to each business's unique situation. Our team will work with you to determine your specific needs, assess potential risks, and structure a policy that delivers optimal protection at a competitive price.
Get a commercial auto quote today.
Don’t leave your business exposed to unnecessary risks. Contact Mr. Insurance today for a free, no-obligation quote on commercial auto insurance. Our team is ready to help you find the right coverage to keep your business moving forward with confidence.