If you’re in the trucking business, you already have a lot to think about, like maintenance checks, driver logs, and route planning, to name a few. But one detail that often flies under the radar is your company’s maintenance score.
This semi-public score is more than just a number, it’s a reflection of how your fleet is performing compared to similar carriers.
And yes, insurance companies are watching.
What is a Maintenance Score?
Your maintenance score is part of your CSA (Compliance, Safety, Accountability) profile, managed by the Federal Motor Carrier Safety Administration (FMCSA). It’s based on roadside inspections and violations related to things like:
- Brake issues
- Worn tires
- Failure to repair identified defects
- Hours of Service (HOS) violations
Why Does It Matter for Insurance?
Insurance carriers view maintenance scores as a direct reflection of risk. A poor score tells them your fleet might be more likely to be involved in accidents or lawsuits. That risk can translate into higher premiums or fewer coverage options.
What You Can Do
- Stay proactive: Don’t wait for an inspection to address an issue. Regular maintenance and internal audits help keep your record clean.
- Educate your drivers: Make sure they know how their behavior affects the company. A single violation can affect your entire fleet’s score.
- Stay alert to trends: Associations like the Texas Trucking Association (TXTA) offer helpful updates and insights into the industry. If you're not plugged in, you're missing out.
Maintenance not only ensures the safety of your fleet, it plays a real role in your insurance costs and legal exposure. Take a few extra moments to stay on top of it. It could save you thousands in premiums and protect your business from unnecessary risk.